ACA Health Insurance Guides
Everything you need to understand your coverage options
ACA Health Insurance Guides
Free, unbiased guides to help you understand health insurance subsidies, choose the right plan, and enroll with confidence.
How ACA Subsidies Work
Understand premium tax credits, who qualifies, and how much you could save based on your income level.
Cost-Sharing Reductions Explained
The hidden benefit that can save you thousands—lower deductibles and copays on Silver plans.
Bronze vs Silver vs Gold Plans
Which metal tier is right for you? Compare plans based on your health needs and budget.
Lost Medicaid Coverage?
You have 60 days to get new coverage after losing Medicaid. Here's exactly what to do.
Self-Employed Health Insurance
Freelancers, gig workers, and business owners often qualify for substantial subsidies.
Health Insurance Between Jobs
COBRA isn't your only option—marketplace plans may cost significantly less.
Special Enrollment Periods
Missed open enrollment? Life changes like job loss or moving may qualify you to enroll now.
Medicaid vs Marketplace
Know the income cutoffs and understand when you qualify for each type of coverage.
Reporting Income Correctly
Avoid surprises at tax time. Learn how to estimate income for subsidies correctly.
Avoiding ACA Enrollment Scams
275,000+ complaints filed. Learn to spot scams and enroll safely through official channels.
The 2026 Subsidy Cliff
Enhanced subsidies expire December 2025. What this means for your coverage and premiums.
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